Tax radar

Sole-trader model comparison

How much money stays with you, and how much goes to the state?

It is not how much you earn, but how much you keep.

Core inputs

Calculation year Monthly revenue excluding VAT €

The 2026 model uses published contribution bases and tax thresholds.

Monthly business costs excluding VAT

Rent€ Goods purchased€ Services purchased€ Total employee payroll€ Bank charges€ Business entertainment€ Personal vehicle€ Other costs€

Total monthly costs

Tax rates, allowances and reliefs

Basic monthly personal allowance€ Additional monthly personal allowance€ Lower local income-tax rate% Higher local income-tax rate% 80% of annual education costs€ Annual new-employee relief€ Number of apprentices during the year

Enter amounts as requested by the source HOK workbook: the education field takes the already calculated 80% share. The workbook's 5% relief calculation per apprentice is also preserved.

Let us start with a specific operational challenge.

Describe the venue, task or process you want to improve. VX360 will propose the first practical step without unnecessary complexity.